Rain
I would be very careful about going to her apartment. FL are usually VERY cautious about where they go and with whom, like needing a return call phone number or avoiding certain places. As one said to me once, "if you think I am going to go into a hotel room with a guy I don't know for sex with no security - forget it!" I suggest you best think the same way. Once in her apartment you could be open to any number of scams. I think guys even taking escorts to their own apartments are brave! Love hotels - and good ones can be very reasonable - are the way to go, and you don't have to face the neighbors later. Neutral territory and much more fun.
Sort of related, I once almost hooked up with someone, not an escort, but they would only agree to 5-star hotels. I asked why and they said that the idea of other people f@!#king in a LH bed grossed her out… which kind of made me laugh.